Get rewarded for supporting your
local micro-economy
Unlock 10n points by supporting the hyperlocal small businesses that make up the unique character of your home zone.

Chain stores & mega-retailers:
0n points.
(Yes, zero points.)
Other credit cards reward your spending with points at major chains and mega-retailers, effectively siphoning off resources that could go to supporting your local economy. You live where you do because you love its character. Why destroy that by supporting chains?
Chain stores & mega-retailers:
0n points.
(Yes, zero points.)
Other credit cards reward your spending with points at major chains and mega-retailers, effectively siphoning off resources that could go to supporting your local economy. You live where you do because you love its character. Why destroy that by supporting chains?
Visualize your local impact

See which rewards zone you’re in
Maximize your points

Target your zone activity
Your purchases make an impact

Time-based zone activity
Watch how your zone activity changes over time

Patronage heatmap
Visualize your spending intensity across your neighborhood
Accounts for trusted vendors

Save your favorites and make easy repayments
Privately share who you love working with, and why.
Unique, local gifts and treats.
Other credit cards offer points toward generic products like electronics and housewares that can be found anywhere. Use your rewards for gifts that reflect the unique local character of your home area.
A curated seasonal catalog with great gifts and experiences
recommend.l10ncard.com
Ask for recommendations from other trusted members
The l10ncard rewards you for
supporting your local
neighborhood businesses.
l10n is an abbreviation for “localization” because there are ten letters between the “l” and the “n.”
We call it the “El TEN en card”.
